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| Commentary |
Shopping for Insurance Online
Insurance - A Personal Perspective
Rating of Insurance Provider
Quotable Quotes on Insurance
| Auto Insurance |
Auto Insurance Coverage
How do I choose?
Is there a difference between Cancellation and Non-Renewal?
Filing an Auto Claim
| Health Insurance |
Type of Health Insurance
How do I Pick a Health Plan?
Can I Buy an Individual Policy?
Can I Bring My Coverage With Me When I Change Job?
| Life Insurance |
Why Should I Buy Life Insurance?
Types of Life Insurance
Affordable Life Insurance
Group Life Insurance
| Home Insurance |
What is Home Insurance?
What is a Standard Homeowner Insurance Policy?
What Type of Insurance Do I Need for a Co-op?
Does My Homeowner Insurance Cover Flooding?
Types of Health Insurance
There are essentially two types of heath
insurance:
Fee-for-Service and
Managed Care. Although these plans differ, they both cover an array of
medical, surgical and hospital expenses. Most cover prescription drugs
and some also offer dental coverage.
- Fee-for-Service. These plans generally assume that the medical professional will be paid a fee for each service provided to the patient. Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
- Managed Care More than half of all Americans have some kind of managed-care plan. Various plans work differently and can include: health maintenance organizations (HMOs), preferred provider organizations (PPOs) and point-of-service (POS) plans. These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan. e disaster strikes.
Source: Insurance Information Institute
http://www.iii.org